Fees & Charges

Activation and Monthly Fee Fee Min Max
Card Fee £1.00    
Monthly Service Charge £1.00    
LOADING TRANSACTIONS Fee Min Max
Internet Credit Card Load N/A  
Internet Debit Card Load N/A    
SMS Credit Card Load N/A    
SMS Debit Card Load N/A    
ACP Card To Card Transfer 3.00%    
Internet card to card transfer 3.00%    
SMS TRANSACTIONS Fee    
SMS Balance Check £0.50    
SMS Card to Card Transfer £0.50    
SMS Block £0.50    
SMS Unblock £0.50    
ADMINISTRATIVE TRANSACTIONS Fee Min Max
Stolen Replacement Card £10.00    
Adminstration Fee £20.00    
Card Cash Out/Card Refund Fee £10.00    
Customer Services Fee Per Call £1.00    
ATM USAGE Fee Min Max
ATM withdrawal UK (of amount withdrawn) £1.00 £1.00 £1.00
ATM withdrawal international (of amount withdrawn) 2.00% £2.00 £5.00
Over the counter cash advance – UK £12.00    
Over the counter cash advance 2.00%    
– Outside UK (of amount withdrawn)
ATM Pin Change £0.50    
ATM Balance check £0.50    
POS TRANSACTIONS Fee Min Max
POS UK £0.00    
POS International £1.00    
FX on Spend 3.00%    
All decline fees £0.50    
IVR FEES Fee Min Max
Initial PIN Enquiry £0.00    
Subsequent PIN Enquiry £1.00    
MISCELLANEOUS FEES Fee Min Max
Upgrade fee N/A    
Inactivity fee (after 90 days of inactivity. occurs every 30 days while the card is not being used) £5.00